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In general, Airstar Bank provides instant loan approval result to customers by simply applying big data analysis on applicants' financial and credit status for repayment ability assessment. Therefore, unlike the traditional loan application, we normally do not require customers to provide documents, like income proof and address proof, other than uploading their HKID Card to the App, which is actually exempted as well for customers with our deposit accounts. However, depending on individual circumstances, applicants may be asked to supplement the following documents for further credit assessment:
1. Latest 1-3 months income proof, e.g. payroll slip, bank statement, salary tax demand note, payroll account bank statement / account passbook information (with first page showing your name and account number)
2. Latest 3 months residential address proof, e.g. Electricity bill or bank statement
3. Any other documents or certificates deemed appropriate
Airstar Bank reserves the right to request additional documents for application approval.
